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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,315 | $76,551+32.3% | $123,894-18.2% | $62,881+61.1% |
| Participation rate | 94.1% | 73.0%+21.1pp | 81.4%+12.7pp | 69.3%+24.8pp |
| Annual return | 11.23% | 18.68%-7.4pp | 47.52%-36.3pp | 20.14%-8.9pp |
| Employer contribution / active EE | $5,466 | $2,882+89.6% | $4,617+18.4% | $2,281+139.6% |
| Participant deferral / active EE | $8,270 | $4,840+70.9% | $5,984+38.2% | $3,203+158.2% |
| Admin fee / account holder | $14,184 | $4,826+193.9% | $8,357+69.7% | $4,296+230.2% |