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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,207 | $75,962+80.6% | $154,108-11.0% | $64,173+113.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.17% | 30.32%-34.5pp | 735.21%-739.4pp | 7.63%-11.8pp |
| Employer contribution / active EE | $37 | $3,350-98.9% | $5,298-99.3% | $2,381-98.5% |
| Participant deferral / active EE | $8,644 | $3,175+172.3% | $5,081+70.1% | $3,470+149.1% |
| Admin fee / account holder | $57,491 | $5,589+928.7% | $13,411+328.7% | $4,887+1076.3% |