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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,558 | $148,629+3.3% | $135,982+12.9% | $139,487+10.1% |
| Participation rate | 61.5% | 83.9%-22.3pp | 81.9%-20.4pp | 80.3%-18.8pp |
| Annual return | 14.86% | 79.33%-64.5pp | 68.32%-53.5pp | 373.84%-359.0pp |
| Employer contribution / active EE | $2,854 | $5,247-45.6% | $4,859-41.3% | $4,755-40.0% |
| Participant deferral / active EE | $4,347 | $8,102-46.3% | $7,760-44.0% | $6,713-35.2% |
| Admin fee / account holder | $2,239 | $12,406-81.9% | $10,767-79.2% | $11,407-80.4% |