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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,203 | $100,805-46.2% | $86,698-37.5% | $134,532-59.7% |
| Participation rate | 50.0% | 79.0%-29.0pp | 76.6%-26.6pp | 81.2%-31.2pp |
| Annual return | -18.74% | 29.09%-47.8pp | 35.95%-54.7pp | 418.27%-437.0pp |
| Employer contribution / active EE | $1,627 | $3,490-53.4% | $2,837-42.7% | $4,741-65.7% |
| Participant deferral / active EE | $2,842 | $5,339-46.8% | $4,656-39.0% | $6,401-55.6% |
| Admin fee / account holder | $1,597 | $10,925-85.4% | $7,493-78.7% | $11,429-86.0% |