Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,968 | $54,193-57.6% | $93,669-75.5% | $77,714-70.4% |
| Participation rate | 9.9% | 63.9%-54.0pp | 68.7%-58.8pp | 70.6%-60.6pp |
| Annual return | 12.71% | 30.54%-17.8pp | 133.59%-120.9pp | 31.26%-18.5pp |
| Employer contribution / active EE | $0 | $1,168-100.0% | $2,424-100.0% | $2,727-100.0% |
| Participant deferral / active EE | $818 | $3,144-74.0% | $4,416-81.5% | $4,649-82.4% |
| Admin fee / account holder | $967 | $576+68.1% | $8,291-88.3% | $433+123.3% |