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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,997 | $97,732-19.2% | $83,831-5.8% | $135,380-41.6% |
| Participation rate | 90.0% | 80.0%+10.0pp | 76.1%+13.9pp | 82.6%+7.4pp |
| Annual return | -5.24% | 1287.56%-1292.8pp | 850.99%-856.2pp | 519.81%-525.0pp |
| Employer contribution / active EE | $8,694 | $4,222+105.9% | $3,631+139.4% | $4,779+81.9% |
| Participant deferral / active EE | $2,002 | $4,683-57.2% | $4,082-51.0% | $5,609-64.3% |
| Admin fee / account holder | $304 | $6,675-95.4% | $5,479-94.5% | $10,828-97.2% |