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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,578 | $167,362+175.8% | $143,799+221.0% | $134,532+243.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.43% | 0.47%-19.9pp | -0.04%-19.4pp | 418.27%-437.7pp |
| Employer contribution / active EE | $26,214 | $5,620+366.4% | $4,952+429.3% | $4,741+452.9% |
| Participant deferral / active EE | $13,860 | $6,447+115.0% | $5,638+145.8% | $6,401+116.5% |
| Admin fee / account holder | $270,449 | $18,094+1394.7% | $14,677+1742.7% | $11,429+2266.4% |