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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,277 | $181,896-66.3% | $156,551-60.9% | $273,972-77.6% |
| Participation rate | 62.5% | 88.4%-25.9pp | 84.0%-21.5pp | 83.0%-20.5pp |
| Annual return | 9.49% | 30.74%-21.3pp | 32.23%-22.7pp | 41.46%-32.0pp |
| Employer contribution / active EE | $1,602 | $6,248-74.4% | $5,501-70.9% | $4,869-67.1% |
| Participant deferral / active EE | $2,833 | $5,550-49.0% | $4,871-41.8% | $5,287-46.4% |
| Admin fee / account holder | $760 | $15,560-95.1% | $13,028-94.2% | $10,133-92.5% |