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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,607 | $157,296+54.2% | $141,191+71.8% | $152,897+58.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.15% | 64.34%-40.2pp | 71.41%-47.3pp | 345.43%-321.3pp |
| Employer contribution / active EE | $6,661 | $5,262+26.6% | $4,736+40.7% | $4,764+39.8% |
| Participant deferral / active EE | $16,767 | $7,111+135.8% | $6,710+149.9% | $5,851+186.6% |
| Admin fee / account holder | $26,405 | $12,125+117.8% | $10,264+157.3% | $11,599+127.6% |