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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,871 | $138,102+169.3% | $125,381+196.6% | $134,532+176.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.32% | 750.73%-766.0pp | 572.31%-587.6pp | 418.27%-433.6pp |
| Employer contribution / active EE | $21,500 | $5,245+309.9% | $4,815+346.5% | $4,741+353.5% |
| Participant deferral / active EE | $19,667 | $7,801+152.1% | $7,448+164.1% | $6,401+207.2% |
| Admin fee / account holder | $5,431 | $11,568-53.1% | $10,007-45.7% | $11,429-52.5% |