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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,717 | $96,691-61.0% | $86,656-56.5% | $139,487-73.0% |
| Participation rate | 40.0% | 74.4%-34.4pp | 71.7%-31.7pp | 80.3%-40.3pp |
| Annual return | 22.95% | 106.87%-83.9pp | 593.09%-570.1pp | 373.84%-350.9pp |
| Employer contribution / active EE | $1,298 | $3,267-60.3% | $3,025-57.1% | $4,755-72.7% |
| Participant deferral / active EE | $5,301 | $4,838+9.6% | $4,439+19.4% | $6,713-21.0% |
| Admin fee / account holder | $63 | $6,414-99.0% | $5,619-98.9% | $11,407-99.5% |