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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,955 | $185,905-52.7% | $170,057-48.3% | $139,487-36.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.36% | 60.56%-43.2pp | 53.42%-36.1pp | 373.84%-356.5pp |
| Employer contribution / active EE | $10,312 | $7,597+35.7% | $6,790+51.9% | $4,755+116.9% |
| Participant deferral / active EE | $8,057 | $11,627-30.7% | $10,411-22.6% | $6,713+20.0% |
| Admin fee / account holder | $907 | $15,397-94.1% | $12,826-92.9% | $11,407-92.1% |