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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,955 | $185,856-52.7% | $170,028-48.3% | $139,456-36.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.36% | 60.52%-43.2pp | 53.39%-36.0pp | 373.45%-356.1pp |
| Employer contribution / active EE | $10,312 | $7,593+35.8% | $6,788+51.9% | $4,753+117.0% |
| Participant deferral / active EE | $8,057 | $11,623-30.7% | $10,409-22.6% | $6,711+20.1% |
| Admin fee / account holder | $907 | $15,387-94.1% | $12,820-92.9% | $11,407-92.0% |