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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,763 | $227,633-41.7% | $189,597-30.0% | $167,553-20.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 17.14% | 78.45%-61.3pp | 64.20%-47.1pp | 478.89%-461.8pp |
| Employer contribution / active EE | $5,053 | $5,317-5.0% | $4,412+14.5% | $4,840+4.4% |
| Participant deferral / active EE | $5,053 | $7,003-27.8% | $6,174-18.2% | $6,343-20.3% |
| Admin fee / account holder | $7,018 | $11,879-40.9% | $9,807-28.4% | $12,316-43.0% |