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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,513 | $180,749-67.1% | $160,784-63.0% | $137,256-56.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 2.11% | 2234.46%-2232.4pp | 1803.92%-1801.8pp | 220.34%-218.2pp |
| Employer contribution / active EE | $1,923 | $4,155-53.7% | $3,733-48.5% | $4,156-53.7% |
| Participant deferral / active EE | $3,000 | $6,844-56.2% | $6,293-52.3% | $6,407-53.2% |
| Admin fee / account holder | $20,835 | $10,397+100.4% | $9,717+114.4% | $12,270+69.8% |