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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,686 | $104,106-62.8% | $71,086-45.6% | $135,379-71.4% |
| Participation rate | 59.1% | 65.7%-6.6pp | 54.7%+4.4pp | 82.6%-23.6pp |
| Annual return | 10.11% | 1256.30%-1246.2pp | 650.59%-640.5pp | 519.79%-509.7pp |
| Employer contribution / active EE | $497 | $1,485-66.5% | $1,088-54.3% | $4,779-89.6% |
| Participant deferral / active EE | $1,088 | $2,527-56.9% | $1,874-42.0% | $5,609-80.6% |
| Admin fee / account holder | $2,398 | $4,142-42.1% | $3,082-22.2% | $10,828-77.9% |