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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,910 | $254,759-56.5% | $216,567-48.8% | $198,609-44.2% |
| Participation rate | 87.5% | 84.5%+3.0pp | 81.6%+5.9pp | 82.4%+5.1pp |
| Annual return | 14.76% | 10.04%+4.7pp | 12.94%+1.8pp | 202.70%-187.9pp |
| Employer contribution / active EE | $4,026 | $6,096-34.0% | $5,216-22.8% | $5,055-20.4% |
| Participant deferral / active EE | $10,497 | $6,948+51.1% | $6,191+69.6% | $6,977+50.5% |
| Admin fee / account holder | $5,867 | $26,311-77.7% | $21,981-73.3% | $19,030-69.2% |