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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,910 | $178,174-37.8% | $156,181-29.0% | $137,256-19.2% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.8%+8.7pp | 80.0%+7.5pp |
| Annual return | 14.76% | 84.19%-69.4pp | 64.87%-50.1pp | 220.34%-205.6pp |
| Employer contribution / active EE | $4,026 | $4,972-19.0% | $4,294-6.2% | $4,156-3.1% |
| Participant deferral / active EE | $10,497 | $6,888+52.4% | $6,132+71.2% | $6,407+63.8% |
| Admin fee / account holder | $5,867 | $17,404-66.3% | $14,586-59.8% | $12,270-52.2% |