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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,576 | $77,814-72.3% | $158,223-86.4% | $86,983-75.2% |
| Participation rate | 22.9% | 68.4%-45.5pp | 79.2%-56.3pp | 69.5%-46.6pp |
| Annual return | 18.97% | 30.54%-11.6pp | 52.09%-33.1pp | 25.83%-6.9pp |
| Employer contribution / active EE | $0 | $2,592-100.0% | $4,109-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,143 | $3,270-65.0% | $5,467-79.1% | $4,194-72.7% |
| Admin fee / account holder | $140 | $5,879-97.6% | $16,047-99.1% | $7,856-98.2% |