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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,111 | $87,546+68.0% | $75,784+94.1% | $125,389+17.3% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -0.72% | 13.49%-14.2pp | 9.68%-10.4pp | 282.24%-283.0pp |
| Employer contribution / active EE | $10,726 | $3,930+172.9% | $3,323+222.7% | $4,866+120.4% |
| Participant deferral / active EE | $10,315 | $4,230+143.9% | $3,652+182.5% | $5,352+92.7% |
| Admin fee / account holder | $392 | $6,503-94.0% | $5,300-92.6% | $9,541-95.9% |