Retirement plan

NORTH COAST BREWING CO., INC. 401(K) PROFIT SHARING PLAN AND TRUST

Name: NORTH COAST BREWING CO., INC. - NORTH COAST BREWING CO., INC. 401(K) PROFIT SHARING PLAN AND TRUST (2020) Form 5500
Creator: NORTH COAST BREWING CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NORTH COAST BREWING CO., INC. 401(K) PROFIT SHARING PLAN AND TRUST, NORTH COAST BREWING CO., INC.

NORTH COAST BREWING CO., INC.EIN 68-0315845Plan #001PY 2020

455 N. MAIN STREET - FORT BRAGG, CA 95437707-964-2739northcoastbrewing.comLinkedIn51-200 employeesfood & beverages

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$3.5M

+16.7% from 2019

Total participants

154

+13.2% from 2019

Average account balance

$22,448

+3.0% from 2019

Annual return

13.43%

-5.23 pp from 2019

Benchmarks

See 2,371 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort2,371 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$55K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

110.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$376K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.16%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2180

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
KESTRA INVESTMENT SERVICES LLC2 years Filed as: KESTRA ADVISORY SERVICES LLC Service code 26 5707 SW PKWAY · AUSTIN, TX 78735	Advisory (Participants)	$28,758
JOHN HANCOCK LIFE INSURANCE COMPANY2 years Service code 15 · EIN 01-0233346	Recordkeeping	$15,810

Plan features & details

Pension benefit codes2E2F2G2J2T3D2S

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$45K

$518 / participant

Investment mgmt$29K63.8%
Contract admin$16K35.1%
Other / not subdivided$5251.2%

% of EOY assets

1.304%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MOSS ADAMS LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,448

$63,082-64.4%

$81,726-72.5%

$79,856-71.9%

Participation rate

100.0%

67.5%+32.5pp

72.0%+28.0pp

69.6%+30.4pp

Annual return

13.43%

22.66%-9.2pp

29.49%-16.1pp

31.71%-18.3pp

Employer contribution / active EE

$1,143

$1,795-36.3%

$4,311-73.5%

$2,471-53.7%

Participant deferral / active EE

$1,855

$2,780-33.3%

$7,108-73.9%

$3,741-50.4%

Admin fee / account holder

$293

$4,428-93.4%

$5,160-94.3%

$5,306-94.5%

Provider

Service type

Compensation

KESTRA INVESTMENT SERVICES LLC2 years

Filed as: KESTRA ADVISORY SERVICES LLC

Service code 26

5707 SW PKWAY · AUSTIN, TX 78735

Advisory (Participants)

$28,758

JOHN HANCOCK LIFE INSURANCE COMPANY2 years

Service code 15 · EIN 01-0233346

Recordkeeping

$15,810

NORTH COAST BREWING CO., INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NORTH COAST BREWING CO., INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion