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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,695 | $176,105-7.0% | $159,474+2.6% | $167,536-2.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.89% | 331.91%-319.0pp | 263.68%-250.8pp | 478.82%-465.9pp |
| Employer contribution / active EE | -$666 | $5,299-112.6% | $4,831-113.8% | $4,839-113.8% |
| Participant deferral / active EE | $5,737 | $7,751-26.0% | $7,353-22.0% | $6,342-9.5% |
| Admin fee / account holder | $3,110 | $12,559-75.2% | $10,802-71.2% | $12,315-74.7% |