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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,934 | $64,324+86.5% | $118,946+0.8% | $79,852+50.2% |
| Participation rate | 100.0% | 64.9%+35.1pp | 75.4%+24.6pp | 69.6%+30.4pp |
| Annual return | 14.71% | 86.45%-71.7pp | 35.89%-21.2pp | 31.72%-17.0pp |
| Employer contribution / active EE | $7,061 | $1,836+284.6% | $3,263+116.4% | $2,471+185.8% |
| Participant deferral / active EE | $6,512 | $2,824+130.6% | $4,266+52.7% | $3,740+74.1% |
| Admin fee / account holder | $3,121 | $4,040-22.7% | $6,581-52.6% | $5,306-41.2% |