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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,331 | $138,114-76.6% | $125,391-74.2% | $134,545-76.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -3.07% | 750.88%-754.0pp | 572.41%-575.5pp | 418.37%-421.4pp |
| Employer contribution / active EE | $2,579 | $5,246-50.8% | $4,816-46.4% | $4,742-45.6% |
| Participant deferral / active EE | $5,454 | $7,801-30.1% | $7,448-26.8% | $6,401-14.8% |
| Admin fee / account holder | $434 | $11,570-96.2% | $10,009-95.7% | $11,431-96.2% |