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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,563 | $196,972-64.7% | $182,262-61.8% | $198,609-65.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 9.39% | 158.27%-148.9pp | 140.60%-131.2pp | 202.70%-193.3pp |
| Employer contribution / active EE | $3,259 | $5,364-39.2% | $5,046-35.4% | $5,055-35.5% |
| Participant deferral / active EE | $4,674 | $8,643-45.9% | $8,276-43.5% | $6,977-33.0% |
| Admin fee / account holder | $2,222 | $18,429-87.9% | $16,712-86.7% | $19,030-88.3% |