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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,186 | $104,577-49.1% | $76,667-30.6% | $152,909-65.2% |
| Participation rate | 81.3% | 76.6%+4.6pp | 72.1%+9.1pp | 82.5%-1.2pp |
| Annual return | 21.33% | 1014.36%-993.0pp | 1166.74%-1145.4pp | 345.46%-324.1pp |
| Employer contribution / active EE | $2,226 | $3,119-28.6% | $2,303-3.3% | $4,764-53.3% |
| Participant deferral / active EE | $2,773 | $4,237-34.6% | $3,336-16.9% | $5,851-52.6% |
| Admin fee / account holder | $5,728 | $12,290-53.4% | $6,423-10.8% | $11,601-50.6% |