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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,562 | $105,158+203.9% | $94,672+237.5% | $139,487+129.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 31.92% | 38.11%-6.2pp | 156.89%-125.0pp | 373.84%-341.9pp |
| Employer contribution / active EE | $1,515 | $4,107-63.1% | $3,673-58.8% | $4,755-68.1% |
| Participant deferral / active EE | $4,840 | $7,599-36.3% | $7,417-34.8% | $6,713-27.9% |
| Admin fee / account holder | $16,311 | $8,972+81.8% | $7,222+125.9% | $11,407+43.0% |