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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,754 | $93,598-43.6% | $135,974-61.2% | $75,173-29.8% |
| Participation rate | 96.7% | 75.2%+21.5pp | 81.9%+14.7pp | 67.2%+29.5pp |
| Annual return | 22.98% | 30.89%-7.9pp | 68.30%-45.3pp | 160.72%-137.7pp |
| Employer contribution / active EE | $9,428 | $3,538+166.5% | $4,859+94.0% | $2,671+253.0% |
| Participant deferral / active EE | $7,464 | $6,405+16.5% | $7,760-3.8% | $4,126+80.9% |
| Admin fee / account holder | $1,043 | $6,978-85.1% | $10,767-90.3% | $5,651-81.5% |