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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,766 | $64,729-80.3% | $112,263-88.6% | $68,490-81.4% |
| Participation rate | 90.2% | 67.2%+23.0pp | 75.1%+15.1pp | 67.9%+22.3pp |
| Annual return | -14.53% | -11.40%-3.1pp | 27.49%-42.0pp | -7.85%-6.7pp |
| Employer contribution / active EE | $2,973 | $2,746+8.3% | $3,636-18.2% | $2,597+14.5% |
| Participant deferral / active EE | $138 | $3,566-96.1% | $4,729-97.1% | $4,028-96.6% |
| Admin fee / account holder | $2,565 | $5,222-50.9% | $6,410-60.0% | $5,403-52.5% |