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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,483 | $85,060-79.4% | $70,565-75.2% | $139,487-87.5% |
| Participation rate | 47.4% | 73.9%-26.5pp | 68.4%-21.0pp | 80.3%-33.0pp |
| Annual return | 15.80% | 30.39%-14.6pp | 32.79%-17.0pp | 373.84%-358.0pp |
| Employer contribution / active EE | $1,293 | $3,912-66.9% | $2,976-56.6% | $4,755-72.8% |
| Participant deferral / active EE | $3,014 | $5,891-48.8% | $4,568-34.0% | $6,713-55.1% |
| Admin fee / account holder | $133 | $8,932-98.5% | $6,430-97.9% | $11,407-98.8% |