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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,935 | $90,614-68.1% | $76,089-62.0% | $145,877-80.2% |
| Participation rate | 45.0% | 74.5%-29.5pp | 69.1%-24.1pp | 80.3%-35.3pp |
| Annual return | 11.11% | 623.80%-612.7pp | 360.94%-349.8pp | 551.28%-540.2pp |
| Employer contribution / active EE | $1,220 | $3,324-63.3% | $2,690-54.6% | $4,663-73.8% |
| Participant deferral / active EE | $3,059 | $5,168-40.8% | $4,259-28.2% | $6,691-54.3% |
| Admin fee / account holder | $107 | $8,376-98.7% | $6,418-98.3% | $13,402-99.2% |