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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,935 | $90,397-68.0% | $76,002-61.9% | $145,959-80.2% |
| Participation rate | 45.0% | 74.5%-29.5pp | 69.1%-24.1pp | 80.3%-35.3pp |
| Annual return | 11.11% | 621.97%-610.9pp | 360.07%-349.0pp | 561.95%-550.8pp |
| Employer contribution / active EE | $1,220 | $3,317-63.2% | $2,688-54.6% | $4,661-73.8% |
| Participant deferral / active EE | $3,059 | $5,163-40.8% | $4,257-28.1% | $6,689-54.3% |
| Admin fee / account holder | $107 | $8,369-98.7% | $6,414-98.3% | $13,398-99.2% |