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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,313 | $134,817-64.9% | $123,973-61.8% | $155,188-69.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 17.53% | 515.49%-498.0pp | 388.13%-370.6pp | 148.84%-131.3pp |
| Employer contribution / active EE | $2,258 | $4,425-49.0% | $4,126-45.3% | $4,248-46.9% |
| Participant deferral / active EE | $4,055 | $5,706-28.9% | $5,247-22.7% | $6,531-37.9% |
| Admin fee / account holder | $659 | $13,245-95.0% | $11,799-94.4% | $14,480-95.5% |