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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,313 | $171,492-72.4% | $150,734-68.6% | $198,609-76.2% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 17.53% | 804.70%-787.2pp | 600.81%-583.3pp | 202.70%-185.2pp |
| Employer contribution / active EE | $2,258 | $5,470-58.7% | $4,918-54.1% | $5,055-55.3% |
| Participant deferral / active EE | $4,055 | $6,259-35.2% | $5,610-27.7% | $6,977-41.9% |
| Admin fee / account holder | $659 | $17,628-96.3% | $14,905-95.6% | $19,030-96.5% |