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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,313 | $111,535-57.6% | $105,223-55.0% | $137,256-65.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.53% | 237.85%-220.3pp | 180.65%-163.1pp | 220.34%-202.8pp |
| Employer contribution / active EE | $2,258 | $3,939-42.7% | $3,689-38.8% | $4,156-45.7% |
| Participant deferral / active EE | $4,055 | $5,500-26.3% | $5,072-20.0% | $6,407-36.7% |
| Admin fee / account holder | $659 | $9,721-93.2% | $8,859-92.6% | $12,270-94.6% |