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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,313 | $129,737-63.5% | $119,126-60.3% | $154,746-69.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.53% | 379.08%-361.6pp | 282.11%-264.6pp | 172.34%-154.8pp |
| Employer contribution / active EE | $2,258 | $4,375-48.4% | $4,034-44.0% | $4,379-48.4% |
| Participant deferral / active EE | $4,055 | $5,842-30.6% | $5,318-23.7% | $6,730-39.7% |
| Admin fee / account holder | $659 | $11,961-94.5% | $10,693-93.8% | $14,365-95.4% |