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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,564 | $209,888+84.2% | $189,545+103.9% | $167,553+130.7% |
| Participation rate | 94.7% | 88.7%+6.1pp | 87.8%+6.9pp | 82.1%+12.6pp |
| Annual return | 21.32% | 748.66%-727.3pp | 555.36%-534.0pp | 478.89%-457.6pp |
| Employer contribution / active EE | $22,889 | $6,915+231.0% | $6,162+271.4% | $4,840+373.0% |
| Participant deferral / active EE | $16,339 | $8,934+82.9% | $8,220+98.8% | $6,343+157.6% |
| Admin fee / account holder | $7,807 | $14,300-45.4% | $12,049-35.2% | $12,316-36.6% |