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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,684 | $159,934+2.3% | $147,005+11.3% | $145,959+12.1% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 15.53% | 98.24%-82.7pp | 418.76%-403.2pp | 561.95%-546.4pp |
| Employer contribution / active EE | $9,423 | $5,287+78.2% | $4,934+91.0% | $4,661+102.2% |
| Participant deferral / active EE | $7,064 | $8,427-16.2% | $8,070-12.5% | $6,689+5.6% |
| Admin fee / account holder | $3,854 | $15,053-74.4% | $13,006-70.4% | $13,398-71.2% |