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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,684 | $160,040+2.3% | $147,096+11.3% | $145,877+12.2% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 15.53% | 98.49%-83.0pp | 419.75%-404.2pp | 551.28%-535.8pp |
| Employer contribution / active EE | $9,423 | $5,289+78.2% | $4,936+90.9% | $4,663+102.1% |
| Participant deferral / active EE | $7,064 | $8,429-16.2% | $8,071-12.5% | $6,691+5.6% |
| Admin fee / account holder | $3,854 | $15,050-74.4% | $13,005-70.4% | $13,402-71.2% |