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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,312 | $99,652-78.6% | $78,778-72.9% | $147,586-85.6% |
| Participation rate | 62.5% | 76.2%-13.7pp | 69.2%-6.7pp | 82.8%-20.3pp |
| Annual return | 20.15% | 47.28%-27.1pp | 35.62%-15.5pp | 578.59%-558.4pp |
| Employer contribution / active EE | $5,537 | $2,796+98.1% | $1,986+178.9% | $4,876+13.5% |
| Participant deferral / active EE | $2,681 | $3,664-26.8% | $2,958-9.4% | $5,439-50.7% |
| Admin fee / account holder | $77 | $7,155-98.9% | $5,134-98.5% | $10,886-99.3% |