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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $700 | $30,107-97.7% | $61,501-98.9% | $64,824-98.9% |
| Participation rate | 57.1% | 36.4%+20.7pp | 52.6%+4.5pp | 71.5%-14.4pp |
| Annual return | 0.00% | -13.99%+14.0pp | 339.04%-339.0pp | 32.84%-32.8pp |
| Employer contribution / active EE | $176 | $537-67.1% | $1,160-84.8% | $2,507-93.0% |
| Participant deferral / active EE | $229 | $1,126-79.6% | $2,125-89.2% | $4,311-94.7% |
| Admin fee / account holder | $0 | $148-100.0% | $2,132-100.0% | $188-100.0% |