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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $569,080 | $157,276+261.8% | $141,177+303.1% | $152,885+272.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.36% | 64.33%-42.0pp | 71.40%-49.0pp | 345.39%-323.0pp |
| Employer contribution / active EE | $4,837 | $5,262-8.1% | $4,736+2.1% | $4,763+1.5% |
| Participant deferral / active EE | $10,697 | $7,110+50.4% | $6,710+59.4% | $5,851+82.8% |
| Admin fee / account holder | $3,759 | $12,123-69.0% | $10,263-63.4% | $11,598-67.6% |