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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC4 years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $35,917 |
Service code 37 · EIN 04-2647786 | Loan Processing | $23,948 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $662,275 | $81,358+714.0% | $155,556+325.7% | $80,959+718.0% |
| Participation rate | 94.5% | 66.3%+28.2pp | 78.2%+16.3pp | 67.7%+26.8pp |
| Annual return | 14.92% | 33.39%-18.5pp | 64.84%-49.9pp | 35.67%-20.7pp |
| Employer contribution / active EE | $32,922 | $3,106+959.8% | $4,675+604.1% | $2,757+1094.1% |
| Participant deferral / active EE | $16,694 | $3,455+383.1% | $5,631+196.5% | $4,300+288.2% |
| Admin fee / account holder | $471 | $7,994-94.1% | $15,885-97.0% | $6,925-93.2% |