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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,452 | $77,920-27.6% | $149,723-62.3% | $75,177-24.9% |
| Participation rate | 98.5% | 65.6%+32.9pp | 78.8%+19.7pp | 67.2%+31.3pp |
| Annual return | 13.00% | 31.72%-18.7pp | 134.50%-121.5pp | 160.75%-147.8pp |
| Employer contribution / active EE | $3,131 | $3,138-0.2% | $4,821-35.1% | $2,671+17.2% |
| Participant deferral / active EE | $6,496 | $3,411+90.4% | $5,682+14.3% | $4,126+57.4% |
| Admin fee / account holder | $4,863 | $5,951-18.3% | $13,215-63.2% | $5,651-14.0% |