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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,442 | $63,346+14.4% | $92,239-21.5% | $70,124+3.3% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 15.36% | 530.19%-514.8pp | 176.29%-160.9pp | 73.14%-57.8pp |
| Employer contribution / active EE | $6,721 | $2,471+172.0% | $3,680+82.6% | $2,342+186.9% |
| Participant deferral / active EE | $3,967 | $2,854+39.0% | $3,897+1.8% | $3,332+19.1% |
| Admin fee / account holder | $429 | $3,841-88.8% | $5,194-91.7% | $4,645-90.8% |