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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,114 | $29,319+313.1% | $52,425+131.0% | $82,448+46.9% |
| Participation rate | 34.2% | 46.9%-12.6pp | 55.6%-21.4pp | 68.1%-33.9pp |
| Annual return | 13.64% | 535.20%-521.6pp | 302.12%-288.5pp | 41.64%-28.0pp |
| Employer contribution / active EE | $1,026 | $586+74.9% | $914+12.2% | $2,551-59.8% |
| Participant deferral / active EE | $2,084 | $1,171+77.9% | $1,790+16.4% | $4,139-49.7% |
| Admin fee / account holder | $0 | $1,962-100.0% | $2,495-100.0% | $7,234-100.0% |