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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,899 | $105,210-2.2% | $159,487-35.5% | $85,851+19.9% |
| Participation rate | 70.5% | 75.8%-5.3pp | 82.8%-12.4pp | 69.3%+1.1pp |
| Annual return | 13.67% | 45.08%-31.4pp | 263.71%-250.0pp | 318.63%-305.0pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $6,459 | $5,946+8.6% | $7,354-12.2% | $3,952+63.4% |
| Admin fee / account holder | $9,697 | $6,934+39.8% | $10,804-10.2% | $6,261+54.9% |