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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,399 | $95,580-54.6% | $76,872-43.5% | $139,466-68.9% |
| Participation rate | 56.3% | 74.0%-17.7pp | 69.6%-13.3pp | 80.3%-24.1pp |
| Annual return | 18.45% | 55.00%-36.5pp | 37.90%-19.5pp | 373.66%-355.2pp |
| Employer contribution / active EE | $2,133 | $3,145-32.2% | $2,533-15.8% | $4,754-55.1% |
| Participant deferral / active EE | $4,282 | $4,623-7.4% | $3,832+11.8% | $6,712-36.2% |
| Admin fee / account holder | $447 | $8,302-94.6% | $5,476-91.8% | $11,409-96.1% |