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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,624 | $81,476+14.9% | $102,383-8.6% | $80,925+15.7% |
| Participation rate | 87.1% | 66.8%+20.3pp | 74.5%+12.6pp | 67.7%+19.4pp |
| Annual return | 11.26% | 25.59%-14.3pp | 24.94%-13.7pp | 35.65%-24.4pp |
| Employer contribution / active EE | $9,483 | $3,105+205.5% | $3,870+145.0% | $2,756+244.1% |
| Participant deferral / active EE | $10,748 | $3,871+177.6% | $5,060+112.4% | $4,299+150.0% |
| Admin fee / account holder | $6,421 | $6,717-4.4% | $8,391-23.5% | $6,940-7.5% |