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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,441 | $202,342-83.0% | $172,752-80.1% | $152,897-77.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.83% | 1029.83%-1006.0pp | 802.97%-779.1pp | 345.43%-321.6pp |
| Employer contribution / active EE | $3,482 | $5,858-40.6% | $5,144-32.3% | $4,764-26.9% |
| Participant deferral / active EE | $5,400 | $5,948-9.2% | $5,198+3.9% | $5,851-7.7% |
| Admin fee / account holder | $686 | $17,111-96.0% | $13,955-95.1% | $11,599-94.1% |