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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,511 | $111,785+99.1% | $93,669+137.6% | $145,877+52.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 25.14% | 203.79%-178.6pp | 133.59%-108.5pp | 551.28%-526.1pp |
| Employer contribution / active EE | $1,023 | $3,096-67.0% | $2,424-57.8% | $4,663-78.1% |
| Participant deferral / active EE | $15,250 | $4,919+210.0% | $4,416+245.4% | $6,691+127.9% |
| Admin fee / account holder | $1,366 | $10,256-86.7% | $8,291-83.5% | $13,402-89.8% |