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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,953 | $111,785-17.7% | $93,669-1.8% | $145,877-37.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 24.86% | 203.79%-178.9pp | 133.59%-108.7pp | 551.28%-526.4pp |
| Employer contribution / active EE | $6,217 | $3,096+100.8% | $2,424+156.5% | $4,663+33.3% |
| Participant deferral / active EE | $3,533 | $4,919-28.2% | $4,416-20.0% | $6,691-47.2% |
| Admin fee / account holder | $3,433 | $10,256-66.5% | $8,291-58.6% | $13,402-74.4% |