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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,778 | $56,339-1.0% | $104,301-46.5% | $68,486-18.6% |
| Participation rate | 75.5% | 63.3%+12.2pp | 73.3%+2.2pp | 67.9%+7.6pp |
| Annual return | -27.85% | -9.19%-18.7pp | 24.61%-52.5pp | -7.85%-20.0pp |
| Employer contribution / active EE | $1,895 | $1,960-3.3% | $3,373-43.8% | $2,597-27.0% |
| Participant deferral / active EE | $3,249 | $3,077+5.6% | $4,626-29.8% | $4,028-19.3% |
| Admin fee / account holder | $1,246 | $4,902-74.6% | $7,340-83.0% | $5,404-77.0% |