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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,203 | $77,896-16.3% | $134,172-51.4% | $82,448-20.9% |
| Participation rate | 70.6% | 62.8%+7.8pp | 72.5%-1.9pp | 68.1%+2.5pp |
| Annual return | 15.89% | 18.21%-2.3pp | 25.30%-9.4pp | 41.64%-25.7pp |
| Employer contribution / active EE | $1,924 | $2,159-10.9% | $3,420-43.7% | $2,551-24.6% |
| Participant deferral / active EE | $3,249 | $3,162+2.8% | $4,690-30.7% | $4,139-21.5% |
| Admin fee / account holder | $8,035 | $6,336+26.8% | $12,016-33.1% | $7,234+11.1% |