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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,326 | $135,645-81.3% | $110,243-77.0% | $135,380-81.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -13.97% | 513.24%-527.2pp | 314.76%-328.7pp | 519.81%-533.8pp |
| Employer contribution / active EE | $2,526 | $4,907-48.5% | $3,827-34.0% | $4,779-47.1% |
| Participant deferral / active EE | $9,080 | $5,507+64.9% | $4,672+94.3% | $5,609+61.9% |
| Admin fee / account holder | $757 | $11,458-93.4% | $8,548-91.1% | $10,828-93.0% |