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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,014 | $175,259-96.0% | $149,723-95.3% | $139,487-95.0% |
| Participation rate | 94.4% | 83.4%+11.1pp | 78.8%+15.7pp | 80.3%+14.1pp |
| Annual return | 55.30% | 166.82%-111.5pp | 134.50%-79.2pp | 373.84%-318.5pp |
| Employer contribution / active EE | $2,623 | $5,478-52.1% | $4,821-45.6% | $4,755-44.8% |
| Participant deferral / active EE | $2,517 | $6,522-61.4% | $5,682-55.7% | $6,713-62.5% |
| Admin fee / account holder | $537 | $16,158-96.7% | $13,215-95.9% | $11,407-95.3% |